Note: Yale’s withdrawal rate runs about 5%–a reflection of the market beating returns they’ve earned as an active investor. But the actual formula reflects a variable withdrawal rate because the planned draw for the coming year equals 80% of the current year’s draw plus 20% of the historical spending rate times applied to the endowment fund’s previous year’s ending balance.
If you've read a sentence about the rapper called Joey Bada$$, than you already know he's 17. Writers love to point this out, as it makes the Brooklyn-born rapper's freaky eloquence seem freakier, his old-guy rap taste (Lord Finesse and Big L, D.I.T.C. and Boot Camp Clik, Wu-Tang Clan) seem statistically unlikely. But Joey's musical interests should surprise no one. Worshiping the music of an era you didn't grow up in, after all, is a time-honored ritual of teenhood. You will never find a more righteously militant musical conservative than the seventeen-year-old who has just discovered Pink Floyd, Led Zeppelin, or Wu-Tang Clan.
During the dinner rush, the Pizza Hut on Glenstone Avenue is a kinetic juxtaposition: fast-moving people behind the counter, slow-moving people in front of it. Carbohydrate osmosis, I assumed. Earlier that afternoon in the Starbucks down the road, Randall told me Andrew:’s meetup group might be here. He’d been hosting meetups in the gymnasium of the Seventh-day Adventist Church on Belview Avenue, but the church disinvited the preppers after clergy leader and RN Janis Hall witnessed Andrew: deliver a scathing diatribe against modern medicine. But here, judging by the veterans’ hats, overalls and waistband cell phone holsters crowding the salad bar, I knew I was in the right place. 
You’ll face different potential emergencies in different conditions and during different activities. For example, you aren’t likely to suffer a sprained ankle while kayaking across a bay, but you may suffer from a jellyfish sting. Accordingly, a pain-relieving gel would be more helpful than an ace bandage in your first aid kit. Additionally, you may need a tick-removal kit if your travels take you through a forest, but you’ll find that a sunburn cream is more helpful while traveling through a desert.
Hide from trackers in the forest with a shallow trench dug in just minutes ... a last resort weapon when you've run out of bullets ... Here are several things you can do with an Army shovel and why modern day militaries that include Russian commandos train soldiers in the effective use of an "entrenching tool." How to Evade and Escape Tracking Dogs
Others featured on Doomsday Preppers are more out there — literally. Robert and Debbie Earl, retired Florida chicken farmers, worry about the seas rising. So they are building a home constructed of old tires and sand-filled bottles near Alpine, Texas. Robert Earl describes himself as "Mad Max meets Rube Goldberg with a little bit of Al Gore thrown in."
Car electricity runs on direct current, but almost everything else is alternating current. What you need: an inverter. Some cars have them built in, but you can get one at a store for less than $40. Use the clamps to attach the inverter directly to the terminals on your car battery. Let the car run at idle and you have 110-volt AC power for as long as you have gas. With a 300-watt inverter, you'll have enough amps to run a laptop or even a television.
×