Note: Yale’s withdrawal rate runs about 5%–a reflection of the market beating returns they’ve earned as an active investor. But the actual formula reflects a variable withdrawal rate because the planned draw for the coming year equals 80% of the current year’s draw plus 20% of the historical spending rate times applied to the endowment fund’s previous year’s ending balance.
Pense invites me to imagine a world turned lawless when the ninth transformer blows. Fifteen percent of the New Orleans Police Department deserted during Hurricane Katrina—imagine if the entire force lived where the levees broke. Big box stores killed off regional food distribution centers years ago; all we’ve got is what’s inside Walmart and Sam’s Club, and if you thought Black Friday was bad, imagine the crowds when it’s life or death. Drivers fleeing Springfield will hit roadblocks, where mobs will pull people from their vehicles like the LA rioters did to Reginald Denny. You might commit vehicular manslaughter, the preppers tell me, just to get out alive.
For now, he broadcasts Monday through Friday, 9 to 11 a.m., and Finelli invites “instructors”—doctors, dentists, survivalists, a man who carries no identification, an Australian woman who talks about seceding from the government—anyone who has something relevant to preparedness. To Finelli, there’s little that isn’t relevant. He doesn’t sell merchandise or accept donations, as fellow GCN hosts such as Jones do. 

As expeditions became more remote—through jungles, over mountains, and across ice—people required a survival kit small enough to carry on their bodies. That led to innovations in gear like the Swiss Army Knife, MREs, small but powerful flashlights, and other space-saving, multiple-use tools. Survivalists also borrowed useful everyday items like duct tape, can openers, and batteries for their missions.
Survivalists maintain their group identity by using specialized terminology not generally understood outside their circles. They often use military acronyms such as OPSEC and SOP, as well as terminology common among adherents to gun culture or the peak oil scenario. They also use terms that are unique to their own survivalist groups; common acronyms include:
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A major #winterstorm is expected to impact a large portion of the East Coast from Friday into the weekend. A weak low pressure system currently moving out of t...he central Rockies into the central Plains will dip southeastward and begin to develop as it moves towards the central Gulf coast Thursday night into Friday. This low will then inject moisture from the Gulf of Mexico while pulling in arctic air from the north. This will result in a high-impact winter storm event across the central and southern Appalachians and through the mid-Atlantic states from Friday into the weekend. Snowfall totals may exceed 2 feet in portions of these states, including the Baltimore and Washington D.C. metropolitan areas. Strong winds will likely combine with heavy snow to produce life-threatening blizzard conditions across portions of the mid-Atlantic Friday night and Saturday. In addition, significant icing is likely for portions of Kentucky and North Carolina where ice accumulations exceeding half an inch are possible. There is also the potential for damaging winds, especially along the coastal areas, resulting in widespread moderate coastal flooding. Coastal flooding could be major in New York, New Jersey, and Delaware. This video shows an animation of WPC forecast charts through the storm and into next Wednesday.
One of that era's icons remains — a massive underground bunker designed to protect all 535 members of Congress and their aides against nuclear war. Dug into the Allegheny Mountains at the Greenbrier resort in White Sulphur Springs, W.Va., it once had 75,000 gallons of water, a power system, medical and food services, 30-ton blast doors, art of the last days of Pompeii and a mural of Washington scenery that was capable of changing leaves on the trees, depending on the season.
Cell Phones: While cell phones are still not 100 percent reliable in the backcountry, service coverage and the usefulness of smartphones has increased dramatically in the last seven years. While cell phones are still questionably reliable in the backcountry, many adventurers will carry them anyway as they also serve as light cameras and can help with GPS and electronic compass navigation. Today, most of them also work as a flashlight. Regardless, they are worthless if the battery is dead, so plan accordingly.
Cigarettes will also be hugely useful for starting fires and saving coals (as any fan of post-apocalyptic literature knows, this is of great importance). The filters can be used to clean water, although you'll need the patience of Stephen Baldwin to pull it off. If you do manage to live for longer than a few weeks without plumbing and Internet, you'll be able to protect your budding prepper garden by soaking cigarette butts in water and spraying the resulting chemical-laden tobacco juice on your produce. This is a technique already in use by people too impatient to wait for the apocalypse, though it is ironic and entertaining that they consider using cigarette-butt sludge a "natural" way to ward off pests.
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