If I’m willing to cut my spending from my retirement savings by about 10% if my portfolio craters–going from say $45,000 to $40,000–that flexibility lets me mostly dodge the worst-case scenarios where I run out of money before I run out of road. (More precisely, this flexibility suggests that in about 95% of cases in past, my savings would sustain retirement over three decades.)
"Disperse!" came the command from the helicopter hovering above us. Every exit point seemed blocked by clouds of tear gas or the loud kapow! of flash-bangs. Every explosion startled me; I felt like I was going to jump out of my skin. Rubber bullets were being shot at us from every direction by cops dressed in SWAT gear, as if this was a war, not a protest. Someone next to me fell to the ground grabbing his face. I saw he was bleeding and scared, and I dropped next to him, telling him he was going to be OK, that I was a medic. It was my first time treating a wound in the street during a fray. Looking down at my hands and seeing a stranger's blood on my gloves chilled me, but there wasn't time to feel anything. My legs moved on autopilot, going from person to person to check on them. "Do you need a medic?" I found myself shouting over the noise every time I heard a scream.
Rising S Bunkers offers the best underground steel shelters, bomb shelters, safe rooms & blast doors on the market. We lead the industry in quality and we have the highest standards for craftsmanship in underground bunkers and other emergency shelters. The Rising S standard of quality is unmatched by any other bunker company on the market today. Additionally, every project is completely customizable. Many customizations are available at no additional cost.
GPS is great but what happens when your battery dies, and you don’t have a portable battery handy? The compass is the one piece of survival gear that will never let you down. Sure, it can’t tell you if there’s a town nearby but it can prevent you from wandering aimlessly in circles. The Eyesky compass is designed specifically to help extricate you from emergency situations. It features conversion charts to measure distances, a rotating bezel ring to determine your heading and adjustable sight lines to plot your course. It’s also built to last. It will take you all of an afternoon to learn how to use the Eyesky compass and it may turn out to be the most valuable afternoon you ever spent.
People who are not part of survivalist groups or apolitically oriented religious groups also make preparations for emergencies. This can include (depending on the location) preparing for earthquakes, floods, power outages, blizzards, avalanches, wildfires, terrorist attacks, nuclear power plant accidents, hazardous material spills, tornadoes, and hurricanes. These preparations can be as simple as following Red Cross and U.S. Federal Emergency Management Agency (FEMA) recommendations by keeping a first aid kit, shovel, and extra clothes in the car, or by maintaining a small kit of emergency supplies, containing emergency food, water, a space blanket, and other essentials.
Radio transceiver, standard VHF marine when operating near inland shore, 121.5 MHz AM VHF guard channel capable aircraft band transceiver to contact rescuers and high overflying commercial and military aircraft visible by contrails, an optional amateur radio if a licensed radio amateur, (see Ham Radio) or an AM/FM/Weather/Shortwave radio receiver to receive precise time for celestial navigation as well as weather information
What’s a bivvy? Glad you asked. The modern term refers to a weatherproof bag that is used in the wilderness or in an emergency setting to provide shelter (typically for one person, like a sleeping bag). We get the word from the UK (where they spell it with two “V”s), and it’s based on the more familiar word bivouac (meaning a temporary encampment). A bivy can be used in conjunction with a sleeping bag, to create a more weather resistant shell, or a heat reflecting liner. Or the bag can be used as a standalone shelter. Items like these have been on the market for years, but as materials improve – their weight keeps dropping and their effectiveness is increasing. Enter the TACT Bivvy Emergency Sleeping Bag from Survival Frog. This tight-packing bivy is made from our HeatEcho™ thermal reflective material to hold in your precious body heat. Like a space blanket, these remarkable materials can reflect back as much as 90% of your body heat. The bag is also windproof, waterproof and reinforced with taped seams. These are a great survival resource for your vehicle (particularly in the winter), but they’re a great fit in your survival kit or bug out bag too. Each one packs down small into nylon stuff sack provided, and they weigh less than 5 ounces each. There is a bright orange version, perfect for assisting SAR crews in finding you. You can also get a green version, for a lower profile in the wild. Either way, it’s a feather-weight shelter that fits in the palm of your hand!
Note: Yale’s withdrawal rate runs about 5%–a reflection of the market beating returns they’ve earned as an active investor. But the actual formula reflects a variable withdrawal rate because the planned draw for the coming year equals 80% of the current year’s draw plus 20% of the historical spending rate times applied to the endowment fund’s previous year’s ending balance.
Before fire season, move combustibles away from your house. Fences and dry vegetation give fires a place to grow, says Jonathan Cox at Cal Fire, California’s Department of Forestry and Fire Protection. Hosing down your house won’t help much, either, he says: “The way a lot of these homes burn is through something called ember cast, when embers from the fire fly over and drop little fires everywhere. With a huge ember cast, hosing down your house doesn’t do much.”