“I’m actually responsible, indirectly, for the end of the meetups,” Dr. Shealy tells me inside his Springfield clinic off Chestnut Expressway, and not just because he thinks the earth is more than 6,000 years old. (Andrew: says you can’t trust anyone who believes that.) He sports a red crewneck, navy blue sweatpants, a stretchy metal watch and rectangular glasses. The 85-year-old—he’s more energetic than most people half his age—specializes in holistic medicine; the first thing he asks me is my birthday, and do I know what my astrological sign means. On my way out, he asks if he can hug me, and when I oblige, a toothy grin pulls wide the spritely doctor’s cheeks. “I believe it’s an important part of human contact,” he says.
Doug Huffman is prepared, teaching techniques for surviving a second depression based upon America's massive debts.; Dianne and Greg Rogers, dedicated parents in Canada, are concerned with future events affecting their home-life; Ed and Dianna Peden ("still living in the 60's"), of Topeka, Kansas are preparing to survive fully underground in their decommissioned Atlas missile silo when doomsday arrives.
If I’m willing to cut my spending from my retirement savings by about 10% if my portfolio craters–going from say $45,000 to $40,000–that flexibility lets me mostly dodge the worst-case scenarios where I run out of money before I run out of road. (More precisely, this flexibility suggests that in about 95% of cases in past, my savings would sustain retirement over three decades.)
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